Q Factor Adjustment Reporting
Use this information to view Qualitative Factor Coefficient (Q Factor) Adjustments in grid exports and in Current Expected Credit Loss (CECL) reports.
You can export the CECL Analysis grids that include Q Factor Adjustment columns. The Q Factor-related columns are Q Factor Adjustment, Expected Loss With Q Factors, and Expected Loss % With Q Factors.
There are two Q Factor reports. You can generate Q Factor reports by navigating to .
- Q Factor Detail
- This report shows the Q Factor details. If a Q Factor is making a category adjustment, then you see the category. Categories without established Q Factors are hidden. If an individual account is being adjusted, then you see the account number. The report also provides the expected loss information before and after adjustments, as well as documented reasons for the adjustments.
- Q Factor Summary
- This report shows every category and Q Factor Adjustments.